It’s not a loan.
It’s a Credit Line.

Get financial security with a commercial

Line of Credit

for your business.

Online application • Instant access to funds

What’s the difference between
a Business Loan and a Credit Line?

Business Loan.

Business loans and high-interest loans have spiralling interest rates. You might only borrow £200, but you can pay back double or even more! You also pay back in full on a set date, even if it will put you in more debt, or you’ll be penalised further.

Business Line of Credit.

Our Credit Line gives you control. You decide how much you use and you can keep it, add to it, or reduce it when you want. The interest rate is only 60% (compared to high-interest loans which can be 2000%) and it’s linked to how much you use. If you pay us back some of the amount, the interest charged will drop.

What do you get?

Business Finance.

After a quick online application, you will get instant access to up to £500. If you aren’t approved, don’t worry, it won’t affect your credit score.

Account and Card.

The funds are placed immediately in a secure business current account and you get a virtual card that you can use immediately. The physical card will arrive in the post.

Payment Terminal.

We’ll give you a card terminal linked to your new account, so your payments will instantly be available in your account and to spend on your card.

Pay as you use.

Increase or decrease how much you borrow, up to £500, whenever you need to. You will only ever pay for what you use, so if you pay us back some of the amount, then the interest charged will be reduced.

To get a Business Line of Credit, apply now and in minutes you will find out if you’ve been accepted for same-day, fair, business financing.

To get a Business Line of Credit, apply now and in minutes you will find out if you’ve been accepted for same-day, fair, business financing.

To get a Business Line of Credit, apply now and in minutes you will find out if you’ve been accepted for same-day, fair, business financing.

The Orenda Prepaid Mastercard is issued by Prepaid Financial Services Limited pursuant to a license from Mastercard International Incorporated. Prepaid Financial Services Limited is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011, firm reference number 900036, for the issuance of electronic money and provision of payment services. Registered Office: Fifth Floor, Langham House, 302-308 Regent Street, London, W1B 3AT. Company Registration number: 06337638.

Disclaimer: Prepaid Financial Services Limited has no part in any credit services that Orenda Financial Solutions Limited offers.

*Standard call charges apply and may vary between landlines, mobiles and other providers.